In an educational context undergoing continuous digitalization, artificial intelligence (AI) has gained increasing importance in supporting learning and professional development, as well as in providing quick access to information about financial systems in constant transformation. This study investigates how young people perceive the use of AI in financial education, to what extent they intend to use it, and examines differences between two categories of subjects: students from economic and non-economic fields. The research was conducted through a self-developed questionnaire containing 10 items, to which 60 students responded (30 from each category). The results revealed significant differences in the level of interest, as well as in the perception of AI accuracy and the confidence to use it when making decisions. Students in economic programs showed greater openness toward integrating AI into the process of financial information and documentation, identifying concrete applications such as: financial data analysis, economic simulations, personal budget automation, and even investment decision-making. They perceive AI not only as an educational resource but also as an active partner in the formative process, with interactive features that can meet their own informational and learning needs. On the other hand, students from non-economic fields view financial education more as a component of general culture, and AI is perceived as having a limited, occasional role, with low relevance in financial decision-making. It was considered that this outcome was also influenced by the low level of direct connection with their own professional goals. The conclusions of the study highlight the need for a differentiated approach to integrating AI into young people's financial education, tailored to their requirements and current needs. Artificial intelligence can become an effective catalyst for financial literacy, provided that its use is personalized and adapted to real needs.

Keywords: Artificial intelligence, financial education, survey, students, assisted learning.